If you`re behind on your mortgage payments and want to save your home, you may want to learn more about Chapter 13 bankruptcy. In addition to saving your home from foreclosure, Chapter 13 also allows you to reduce your monthly expenses, such as changing your mortgage, reducing your monthly car payment, and significantly reducing unsecured debt. For more information on the Chapter 13 process, see the «What is a bankruptcy» tab above. Our staff is experienced in preparing and obtaining a HAMP or other change from mortgage companies to save your home. In addition, we pride ourselves on our innovative and unique problem-solving ideas. However, it is our top-notch customer service that customers appreciate the most. Filing for bankruptcy in Jacksonville, Florida is a complicated process. First, the lawyers at our law firm will sit down with you and review your financial situation. No paralegal, administrator or other lay person will meet with you when you come to our firm. You need professional advice for your financial situation. Once it has been determined that bankruptcy is the right option for you, the lawyer will review all available options. You may need Chapter 7 bankruptcy to eliminate credit card debt. You may need a Chapter 13 to get a mortgage change.
You may need Chapter 11 to look at several investment properties. Whatever your situation, we have the experience to find the right solution for you. Getting rid of debt only solves half the problem, but restoring your good credit will change your life. O`Hara Law Firm has focused its practice on insurance defence litigation for over twenty years. Based in Jacksonville, Florida, our firm handles all types of insurance defense and liability in Florida and Georgia in district, state, and federal courts. In addition to defending claims, we pursue claims for coverage determination, offer a variety of pre-prosecution services, and handle appeals against orders and judgments. You are always well informed and our team will accompany you every step of the way. Once you have made the decision to declare bankruptcy and the appropriate type has been determined, you need to finalize your bankruptcy plans. Our office will ensure that you receive expert professional advice on the Florida exemptions available in your bankruptcy. Using a paralegal or filling out the paperwork itself usually costs more in the long run than a competent lawyer preparing your documents. Exceptions in Florida and other details of your schedules will be carefully reviewed by the receiver appointed in your case. Don`t give your only chance to make your schedules right to chance.
Your Florida exceptions are your rights under bankruptcy law to protect your assets from creditors and trustee. Is your 401(k) exempt? Is your car exempt? Are your personal property exempt if you claim property? Mickler & Mickler has the experience to answer your questions correctly and provide you with sound legal advice. Debt collectors can become frustrating and give you headaches. Consumer protection laws therefore protect you from a lot of harassment from these collectors. Our 25+ years of experience show how much we can help the Jacksonville area. We know that each client`s situation is unique and requires a tailor-made approach. Things like car and house payments are lower if you have good credit. The fact is that the future is uncertain.
Who will take care of your loved ones if you can`t? Get an estate plan and make your will. As the leading law firm specializing in bankruptcy and foreclosure litigation in northeast Florida, Parker & DuFresne, P.A. has represented individuals in Jacksonville and surrounding counties for more than a quarter century. Our team offers a free credit collection service for all customers who choose us for their needs. We know that each customer case is unique and requires a tailor-made approach. We don`t just get rid of your debts; Our team works to rebuild your financial future Our firm`s extensive experience in handling insurance defence issues, combined with its state-of-the-art technology, gives us the opportunity to help our insurance clients meet the requirements of processing a high volume of claims in the most efficient and cost-effective manner possible. Individuals and businesses file a Chapter 7 return to eliminate most of their debts. Individuals restructure debt payments under Chapter 13, while corporations restructure secured and unsecured debt under Chapter 11. Parker & DuFresne attorneys began representing victims of injuries and accidents more than 25 years ago and litigating hundreds of cases in state and federal courts. You deserve a law firm that strives to quickly stop collection efforts, wage garnishments, and garnishments. Our law firm knows it`s about you and your life.
Our holistic approach to your situation is different from other law firms and is the best solution for your future. Our lawyers and staff have extensive experience in all aspects of insolvency law. Whether you file for bankruptcy and, if you do, whether you file a Chapter 7, Chapter 11 or Chapter 13 application depends on your personal circumstances. Contact us at 904.725.0822 for a personal and confidential consultation. You must submit if you are unable to pay your bills when due. A bankruptcy case alleviates your economic hardship by eliminating or reorganizing debts such as credit cards, medical bills, home and car payments. Real estate, estate planning, estate and civil litigation are just some of our areas of activity. Contact us to find out if we can help you with your legal matter. Jacksonville has become a hub for national companies, many of which locate their headquarters or critical back-office operations here. Companies choose Jacksonville for a number of reasons: a temperate climate, deep-water port, convenient road and rail connections, a dynamic workforce, and a reasonable cost of living. Recognizing the appeal of this Florida city for business, Gunster entered the Jacksonville market in 2007 and quickly expanded our presence as a full-service commercial law firm. We have recruited the most respected and experienced lawyers in the region and built a dynamic and client-focused team.
Our Jacksonville bankruptcy lawyers can help you rebuild your credit after bankruptcy or foreclosure through our proven credit recovery program. Since our inception in 1994, Parker & DuFresne`s world-class bankruptcy lawyers have advised over ten thousand consumers and small businesses with professionalism and compassion. Bankruptcy is a legal protection initiated by a debtor in economic difficulty who requests an immediate exemption from financial obligations. Once bankruptcy is initiated, automatic suspension prevents creditors from accumulating activity. If you`re struggling financially and want to talk to an experienced, highly rated Jacksonville law firm, you`ve come to the right place. Anyone can be plunged into chaos by an unexpected life event. Declare bankruptcy in Jacksonville, FL for $485.00, including credit reports and advice. Our office specializes in bankruptcy for individuals and small businesses under financial pressure. We are a debt relief agency, as Congress has recognized, and we help people declare bankruptcy. We draw on years of experience to provide our clients with efficient and cost-effective representation. Our lawyers have extensive experience in handling various defense claims, from aversion to settlement negotiations, litigation, litigation and appeals. Our company goes to court, and we have the knowledge, tools and experience to do it right.
Parker & DuFresne is here to work with you, not just for you. Our bankruptcy lawyers in Jacksonville represent your best interests when it comes to your financial and personal future. 1 Independent Drive Suite 2300 Jacksonville, FL 32202 Accidents, illness, divorce, or bad investments can cause everyone to swim in financial debt.